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VA LOANS
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
VA loans offer a number of advantages over other types of mortgages, including:
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No penalty fee if you pay the loan off early
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No private mortgage insurance requirements
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Less than perfect credit can apply
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VA may be able to provide some assistance if mortgage payment problems arise
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Who is Eligible For A VA Loan?
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Active-duty military
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Veterans
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Reservists and members of the National Guard
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Some surviving spouses of veterans
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